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A home fire can be one of the most devastating — and deadly — hazards your clients face. Here are some statistics from the United States Fire Administration: In 2010, 362,100 residential fires occurred in the U.S., resulting in 2,555 deaths, 13,275 injuries and more than $6.6 billion in property damage.

As with any potential hazard, prevention is key. The next time you’re going over a homeowners’ policy with a client, help them review this checklist of ways to keep their home and family safe from fire:

  • Never “stack” too many electrical items into the same outlet by using splitters, extension cords with multiple outlets, etc.
  • Use bulbs of the correct wattage for all light fixtures.
  • To extinguish grease fires, keep baking soda near your stove or range. Don’t use water, which will spread the flames.
  • Never leave cooking unattended.
  • Keep matches and lighters out of children’s reach.
  • Never leave home with the clothes dryer running.
  • Clean dryer vents frequently, and clean the lint screen after each load to keep the airway clear.
  • Don’t put straw, hay or other flammable materials under your home.
  • Store flammable liquids (paint thinner, gasoline, etc.,) in approved containers outside your home, never under your home.
  • Fires started by cigarettes cause more deaths than any other type of fire. If you smoke, never smoke when you’re drowsy and extinguish butts with water.
Posted 8:46 AM  View Comments

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Alliance Insurance Group
710 Golden Ridge Rd., Suite 120
Golden, CO 80401

Phone: 888.279.9701