Call Us Today 888.279.9701
Home Page Email
Business
Insurance
Home/Auto
/Life
Health &
Benefits
Payroll
& HR

protecting your businessInsuring your business is a great way to protect your livelihood from an assortment of risk factors; not to mention, many landlords require that you purchase coverage. However, it’s best to look beyond the most basic policy and work with your agent to build a comprehensive portfolio so your business is equipped to tackle the unforeseen. Talk with your partners, key employees and, most importantly, your agent to see if the following coverages are right for you.
  • Property: Covers the repair or replacement of damaged, destroyed, lost or stolen business property—buildings, furniture, inventory, raw materials etc.—following covered incidents including severe weather, fire, theft and vandalism.  
  • Liability: Covers legal and medical expenses associated with third party property damage or bodily injury suffered on business property or as a direct result of the business’ actions/products/services. 
  • Equipment breakdown: Covers damaged, destroyed or failed equipment, such as computers and phone systems following a covered incident.
  • Data breach: Covers digital resources—customer databases, cloud storage and other electronic data—from hackers, power surges, data leaks and even internal fraud.
  • Commercial auto: Covers vehicles—owned, rented, leased or employee-owned—that are driven by employees for business purposes. Coverage options are similar to those for personal auto insurance, along with specialized coverages.
  • Loss of income: Covers lost income in the event that daily business operations are interrupted for an indefinite amount of time. This can include lost profits, along with financial obligations such as rent and payroll.
  • Workers compensation: Covers the medical expenses and lost income of workers who become injured while performing work tasks. This coverage is mandatory in most states.
  • Errors and omissions (E&O): Covers client claims against the insured for failure to meet expectations or errors in work performed. Certain professions—lawyers, doctors, engineers, realtors, consultants etc.—have a higher risk of E&O liability claims.
  • Commercial umbrella: Provides another layer of coverage on top of underlying policies to cover claims that result in exorbitantly high expenses. 
We’ll help evaluate your unique needs. Call Alliance Insurance Group at (720) 836-3428 for more information on Denver business insurance.
Share |


NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive


View Mobile Version
Workers Compensation
Commercial Real Estate
Independent Contractors
Restaurant
Farm & Crop
Oil & Gas
Manufacturing
Bonding
Auto/Home/Life
Group Health & Benefits
Payroll & HR
Cyber/Tech Liability
Auto Service & Garages
Commercial General Liability
Trucking
Construction & Trades
CrossFit Deco
  • Carrier
  • Carrier
  • Carrier
  • Carrier
  • Carrier
  • Carrier
  • Carrier
Connect With Us:
Social Social Social Social Social
Alliance Insurance Group
710 Golden Ridge Rd., Suite 120
Golden, CO 80401

Phone: 888.279.9701