Wednesday, February 24, 2016As a business owner, you have to make key decisions about your company on a daily basis. You decide who to hire, what products or services to sell, which customers to work with and how to market. In many of these cases, you'll turn to experts who know your industry and business well enough to help you to decide. READ MORE >>
Tuesday, January 26, 20164 Tips to Protect Yourself From Risk
Cyber liability exposure is not limited to attacks on individuals, retail stores, restaurants, or government entities. You are at risk for cybercrime if you store information in a combination of two or more of the following: name, social security number,... READ MORE >>
Friday, April 3, 2015The number of people who make a living or who supplement their income from their homes is increasing. Freelancing, childcare, music lessons and consulting are just a few of the ways many people are working out of their homes. READ MORE >>
Tuesday, March 3, 2015 At what amounts do you stop withholding FICA (Federal Insurance Contributions Act) tax for the employees at your restaurant? Are your servers and bartenders meeting the correct minimum wage requirements for tipped employees? Are you required to pay FICA tax on cash and charged tips? READ MORE >>
Monday, December 1, 2014Liquor liability is not just a question of having adequate insurance coverage; it is also essential that managers and staff receive proper training in effective methods of preventing liquor liability. Not only bar and tavern owners, but also restaurant operators, have a responsibility to en... READ MORE >>
Thursday, November 6, 2014Depending on where you live, your small business may be subject to a variety of natural disasters. These events can come without warning and leave devastation in their wake. On the news, you often see pictures of homes that were destroyed. But after an earthquake, tornado, flood or blizzard, small businesses often have significant damage too. READ MORE >>
Tuesday, July 8, 2014In the last of our series of five blogs on bar and tavern insurance, we discuss business interruption, or business income, coverage. Business income coverage pays you money while you are unable to be open and making money. Picture this: you’ve had a small fire in the kitchen, and while the repairs are being carried out, you can’t be open for business. READ MORE >>
Tuesday, July 1, 2014The fourth blog in our series on bar and tavern insurance discusses workers compensation. If you have employees, you must have workers compensation insurance. Bars have many things that can injure employees. How many wine glasses get broken while they are being polished? READ MORE >>
Monday, June 23, 2014In the third of our series of blogs on bar and tavern insurance, we now discuss property coverage. This is just what you’d think, coverage for all things property related. It can cover everything from the building itself to inventory and furnishings. READ MORE >>
Wednesday, June 18, 2014In our series on the major components of bar and tavern insurance, we now discuss the second, liquor liability coverage. General liability insurance always excludes coverage for liquor-related claims. Many bar owners don’t think that their bartenders would over-serve a customer, but it happens. READ MORE >>
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