Reduce Your Business Auto Risk

Driver safety is not only in the interest of your organization but also the driver.
It should be your responsibility to provide a safe environment for your employees. Not to mention setting up safe environments like described below could save you money by reducing incidents and your business auto insurance.

1. Select appropriate drivers to represent your company.
-These people are on the roads representing your company to make sure they meet the appropriate guidelines set by the insurance carrier and take what you see on their driving history seriously.

2. Implement and have sign-offs on expectations and standards of driving and reporting an incident.

3. Have an electronic device training and standards as part of your driver’s training program.
-These type of devices are a big part of our lives and we rely on them in our daily lives. However, we need to take a look at how they are distracting the drivers and how to limit the use and have policies in place to protect the drivers and your company.

4. Annual training for the company.
-They want you to keep safety at the forefront of your mind as well as your employees. If you are not comfortable with your broker and or carriers there are plenty of third-party vendors out there that will help implement a driver’s safety plan and help manage the risk more appropriately.

This is a pretty short list of things that you might want to talk with your broker and or safety person about. The idea is to keep safety and safe driving in front of us at all times. These concepts can be a positive thing for your reputation with your employees, carrier partners, insurance broker and even your community.

They can also help you have a more favorable rating with your insurance carrier and give you a better standing with them which can also have a positive impact on your insurance premiums.

If you would like to discuss your current safety program and your insurance coverage please reach out by filling out the form below.