Business Insurance Solutions
At Alliance, we specialize in helping businesses of all sizes with their insurance, payroll, benefits, human resources, and financing needs. As an independent agency with access to numerous insurance carriers, we have the ability to shop and find customized solutions for your unique needs. Click the button below (or dial 303-279-9700) if you are ready to speak with an agent.
To learn more about our business insurance solutions, click the links below:
Business & Commercial Insurance - Every business has a unique set of risks and insurance coverages needed to protect their company. Whether you are looking for Workers Compensation, General Liability Insurance, Commercial Auto Insurance, or anything in between, we can help you find customized insurance solutions that fit your industry and unique situation.
Workers Compensation - Workers’ compensation is required in all states except for Texas. It is designed to provide payment to employees who are injured on the job, but also to protect businesses from costly medical bills and financial troubles in the unfortunate instance of an employee injury or death. Click here to learn more about this coverage and talk to an agent about the specific requirements in your state.
General Liability Insurance - Commercial General Liability Insurance serves as the first line of defense against a wide range of risks for both small businesses and large enterprises alike. While this policy can help protect your business in many situations, it’s important that you speak with an agent to ensure you have the appropriate coverages for your unique situation and industry.
Bonds - At Alliance, we work with businesses of all kinds with different types of commercial surety bonds. Whether you are in the construction industry, the oil and gas industry, or anything in between, we can help you secure a surety bond that meets your specific needs.
Cyber Liability - If your company conducts business online or in the cloud, accepts credit cards from clients, or stores any customer information, you could be at risk from expensive cyber attacks, lawsuits, and loss of income due to ransomware. Cyber insurance is an affordable solution that adds an extra layer of security to any existing liability policies. And can be customized to fit your business.
Professional Liability - Professional Liability (PLI), or more commonly known as errors and omissions insurance, covers service professionals in the US from financial loss due to legal defense costs. Good E&O coverage protects individuals and companies from assuming the full cost of defending a lawsuit that claims negligence of the individual or business.
Group Health Insurance - The rapidly escalating cost of health insurance has drawn the attention of every employer who provides benefits to its employees. Alliance will review your current plan to determine if there are any exposures, then develop a strategy, implement programs, and monitor the plan to determine effectiveness with a semi-annual business review.
Payroll and Human Resources - Whether your company has a couple employees or a couple hundred employees, Alliance has customized payroll solutions, time and attendance systems, benefits administration, and human resources services to help you with all of your human capital management needs.
Trade Credit Insurance - Trade Credit Insurance, also known as Accounts Receivable (AR) Insurance, is a form of commercial insurance that protects businesses in the event that a customer fails to pay their bill. If your business offers goods or services to clients with payment terms (such as Net 30 or Net 60), you are at risk of not getting paid. Do you have a contingency plan if your biggest customer (or customers) do not pay their bill on time?
Key Person Insurance - Key Person Insurance (aka Key Man or Key Woman Insurance) is a life insurance or disability insurance policy that a company purchases on a key executive's life. The company is the beneficiary of the insurance policy and pays the premiums to the benefit of the members. This policy is also used to keep business leadership running smoothly in the event of an unexpected death or disability of a key person.
401k Programs - When it comes to recruiting and retaining talented employees, a long-term benefits package is one of the best employee retention decisions you can make. If your company doesn’t already have a 401k plan or other benefits packages to help recruit and retain employees, talk to one of our agents today about benefits packages that make sense for your company’s unique situation.
Safety Programs - Did you know that implementing a safety program may help you save significant money in workers’ compensation premiums? It’s true – in addition to the obvious benefit of helping prevent workplace injuries and illnesses, your business can see large savings from having compliant safety programs and procedures in place. Talk to one of our agents today about how we can help you implement a safety program for your company, without having to hire a full-time employee.
Didn't find what you were looking for? We are constantly helping businesses with new and complex insurance and business issues. Chances are we have worked with a company in a similar situation to yours, or can at least point you in the right direction. Give us a call at 303-279-9700 or fill out the form below to see if we can be a resource for your business.
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