Call for Quotes 888.279.9701
Home Page Email
Health &
& HR

Construction & Trades Insurance

Construction and Trades InsuranceWhat is construction and trades insurance?

Construction professionals, tradesmen, and contractors are faced with daily risks of job site hazards and equipment damage. Construction insurance is designed to help you maintain a safe work site and team of employees and can provide protection for materials, natural disasters, and your own business.

However, construction companies often need specialized policies for complete coverage. Contractors, carpenters, home builders, remodelers, plumbers, electricians, handymen and other professionals in the construction industry can benefit from such specialized insurance policies.

What types of insurance are available for those in construction and the trades?

Construction and trade professionals work with heavy machinery and specialized equipment that can break down or injure workers. For this reason, standard commercial insurance policies, along with specialized policies, are necessary for comprehensive coverage. Some of the most common policies needed by construction professionals include the following:

  • General liability insurance: Could cover liability costs if individuals unassociated with your business experience injury or property damage on your work site.
  • Professional liability insurance: Also called errors and omissions insurance, this policy could protect you from third-party claims of error and/or negligence.
  • Commercial vehicle insurance: Could cover any business-owned vehicles or personal vehicles used on behalf of a business and the associated liability of such use. This can include cars, trucks, vans, cement mixers, etc.
  • Loss of income insurance: Could cover a loss of income within policy limits resulting from business interruption.
  • Builder’s risk insurance: Could cover property damage on work sites while under construction, which may also include construction materials prior to installation.
  • Workers’ compensation: Could compensate employees who are injured on the job for medical expenses and partial wage replacement.

Get started today!

Our agency will evaluate your business and make recommendations for appropriate policies based on the size of your company, the number of employees, and the work you perform. Fill out the form below to be contacted by a risk advisor to discuss options for your company. 

Workers Compensation
General Liability
Oil & Gas
Bar & Restaurant
Construction & Trades
Independent Contractors
Group Health & Benefits
Payroll & HR
Life Insurance
Farm & Crop
Commercial Real Estate
Cyber/Tech Liability
Auto Service & Garages
Professional Liability
Stay up to date on all the latest news with Aliance Insurance Agency!
  • Carrier
  • Carrier
  • Carrier
  • Carrier
  • Carrier
  • Carrier
  • Carrier
Connect With Us:
Social Social Social Social Social
Alliance Insurance Group
710 Golden Ridge Rd., Suite 120
Golden, CO 80401

Phone: (303) 279-9700
Alliance Insurance Group Rated 4.8 / 5 based on 5 reviews. | Review Us