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How can I save money on my truck insurance? Many trucking companies experience the annual dance with their insurance agent.  The owner hasn’t heard from his agent all year, then he calls a few weeks before the renewal date asks if anything has changed.  The answer is generally no. READ MORE >>

As a common carrier you are responsible for the load no matter what happens to it. Generally, there are five major types of perils that affect trucking business.  If any of these happen to your company, you and your insurance company are responsible for any damage that might happen to the load. READ MORE >>

Removing snow and ice from your car is difficult work and takes time to do. Sometimes motorists cut corners by not removing snow from the hood and tops of their cars. The side windows, rear window and side mirrors often get neglected as well. While this corner cutting does save some time, it makes winter driving even more hazardous than it already is. READ MORE >>

Although most Americans will never experience a crippling amount of snow, it is still wise to prepare for a winter storm. For homeowners in climates where snow storms are a possibility, it may be time to evaluate winter storm preparedness. Ready For Winter? READ MORE >>

The key to health, happiness and longevity is rooted in your daily habits. Set them right and one can accomplish anything, including a long and healthy life. Live longer by adding these simple practices to your daily routine. Exercise Daily The human body was meant to be active. READ MORE >>

Liquor liability is not just a question of having adequate insurance coverage; it is also essential that managers and staff receive proper training in effective methods of preventing liquor liability.  Not only bar and tavern owners, but also restaurant operators, have a responsibility t... READ MORE >>

In her illuminating paper entitled, Lightning: It’s All About the Bolt, the author (known as “The Lightning Diva @ Large” of Lightning Eliminators & Consultants Inc.) reveals just how costly lightning strikes can be for businesses and industries. READ MORE >>

Today it seems so simple:  If you are hurt at work, your employer pays for insurance to cover all your injuries and lost wages.  Just like many things in our country, it didn’t used to be like that. We used to have a Common Law system.  It was really geared to protect the business owners. READ MORE >>

Business owners are always trying to contain costs for their business.  They do the right thing and provide Workers Compensation insurance for their employees because accidents happen.  And what does the insurance company do when the business uses the insurance that they pay for? READ MORE >>

Depending on where you live, your small business may be subject to a variety of natural disasters. These events can come without warning and leave devastation in their wake. On the news, you often see pictures of homes that were destroyed. But after an earthquake, tornado, flood or blizzard, small businesses often have significant damage too. READ MORE >>

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