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The Obama Administration recently announced another delay in a provision of the Affordable Care Act that requires business owners to provide health coverage to their employees or pay a penalty.  The Employer Shared Responsibility mandate, which was set to take effect in 2015, has been delayed for employers with 50 to 99 employees until 2016. READ MORE >>

As the Insurance Agency Business Rapidly Changes, Opportunities to Own Your Own Agency Grow Image Credit: Hernani Larrea The insurance agency business is about to see big changes over the next 10 years. As baby boomers are age, there simply not enough younger individuals to take their place. READ MORE >>

10 Tips to Safeguard Laptop Data Credit: The Hartford Group 1.    When traveling, never transport your laptop in checked luggage. Carry it on with you, and keep an eye on it at airport security. 2.    Apply distinctive paint markings to make your laptop unique and easily identifiable. READ MORE >>

Healthcare policy is rapidly changing and Alliance Insurance Group can help you follow changing regulations and protect your small business. The White House recently announced a delay in a provision of the Affordable Care Act that requires business owners to provide health coverage to their employees or pay a penalty. READ MORE >>

Increasing your home’s security has the double benefit of keeping your family safe and contributing to your eligibility for a safe home discount on your homeowners insurance. It may take a bit of work and an initial investment, but the savings and peace of mind you’ll get from maintaining a safe home may very well be worth it in the long run. READ MORE >>

You could be liable for your customers’ actions, even after they leave Image Credit: Bem Devassa A business's general liability policy covers the establishment against on-site incidents that can result in liabilities and lawsuits.  That is the same for nearly any business. READ MORE >>

Insuring your business is a great way to protect your livelihood from an assortment of risk factors; not to mention, many landlords require that you purchase coverage. However, it’s best to look beyond the most basic policy and work with your agent to build a comprehensive portfolio so your business is equipped to tackle the unforeseen. READ MORE >>

Erecting a building is a highly detailed project that can take months to accomplish, all the while exposing the unfinished structure to the risk of damage due to inclement weather and other forces of nature. Each year, property losses caused by fire, storms, and other weather events cost tens of billions of dollars in necessary repairs. READ MORE >>

Everyone’s heard it before…brand new cars instantly depreciate in value as soon as they’re driven off the lot. What you may not realize is that this fact can lead to a big gap in your auto insurance coverage. How? Below is an example scenario. READ MORE >>

Every workplace contains hazards (albeit sometimes hidden hazards), even a calm, quiet corporate office. In 1970, congress passed the Occupational Safety and Health Act (OSHA) in order to protect workers in every industry. This act requires employers to adhere to specified safety standards, thereby providing a safer workplace with fewer risks. READ MORE >>

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