Has this happened to you? You're driving along and without warning, the smallest stone gets kicked up from the car in front of you and before you know it, you have a chip out of your windshield. Sometimes you aren't even aware there was damage to your vehicle until you try to clean something off your window and realize it's not something on the windshield, but a crack in the glass. If you're in this situation, check with your independent insurance agent or auto insurance provider to ask about glass coverage.
Glass coverage is one of those things that isn't required, so not everyone has it on their policy. Sometimes it is added on as an extra line item, and other times it is included in comprehensive insurance. You'll want to check on your policy and if you do have coverage, ask whether it requires a deductible as a first step.
Next, it is essential to get your windshield repaired. Not only can a crack or chip obstruct your view when driving, but the it comprises the integrity of the glass, so it's best to take care of it as soon as possible.
For a small crack or chip, less than the size of a dollar bill, it's often possible to repair the window. This is good news, as it often costs less money, and in the end, you can't even tell it was repaired. But sometimes the damage is larger, or a small crack ends up becoming larger after hitting a few bumps, and you'll have to replace the entire windshield. Thanks to mobile glass companies, this is a relatively easy and quick procedure. The company can come to your work or home and replace the entire windshield at your convenience.
A chipped or cracked windshield is an unexpected inconvenience, but if you have glass coverage on your auto insurance policy, you can rest easy. To find out more about adding it to your policy, contact your agent today.
We’ve got you covered. Call Alliance Insurance Group at (303) 279-9700 for more information on Denver auto insurance.