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You could be liable for your customers’ actions, even after they leave

Image Credit: Bem Devassa

A business's general liability policy covers the establishment against on-site incidents that can result in liabilities and lawsuits.  That is the same for nearly any business.  However, bar & tavern owners can also be liable for the actions of customers after they leave an establishment.  Off-site incidents can result in liabilities in excess of half a million dollars.  Even the cost of merely defending a lawsuit where no liability is found can force a thriving business to close its doors.  That is why bar & tavern owners choose to protect their assets with liquor liability insurance.

Liquor liability insurance is a policy that is unique to each bar or tavern.  Based on a bar's liquor-related receipts and the unique traits of business operations & clientele, liquor liabilities can vary greatly.  It is important to understand what you can do as a business owner to protect your business. That is why it is of utmost importance to consult a qualified risk adviser to evaluate a bar or tavern owner's specific liquor liabilities and design a policy to properly cover the business and personal assets involved.

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Alliance Insurance Group
710 Golden Ridge Rd., Suite 120
Golden, CO 80401

Phone: 888.279.9701