Call Us Today 888.279.9701
Home Page Email
Business
Insurance
Home/Auto
/Life
Health &
Benefits
Payroll
& HR

Laptop and tablet and cell phoneStop what you’re doing and think about how much equipment your business owns and relies on every day. You’re reading this on a computer, smartphone or tablet, of which you have many to support business operations. You probably have a break room that houses a fridge, microwave, and coffee maker. The building is equipped with a heating/cooling system. And don’t forget the phone system and any specialized equipment owned by the business.

Most of this equipment does not come cheap. If a large piece of machinery stopped working or if a power surge zaps your computers, does your business’ budget have the funds to make the necessary repairs or replace damaged equipment?

While some business owners believe that these incidents would be covered under commercial property insurance, that may not be the case. Property insurance is designed to cover damages caused by external threats, like fire or severe storms. Internal threats, like mechanical failure, may be excluded from coverage.

However, you can add equipment breakdown insurance to your business insurance policy to gain the valuable protection of this coverage. If the air conditioner is on the fritz, equipment breakdown insurance can provide the funds to have it fixed or replaced.

It’s important to note that this coverage is designed to protect hardware. For the protection of software, you’ll likely need cyber liability insurance.

Ready to learn more about protecting your business’ valuable electrical and mechanical equipment? Our agency is here to help!

We’ve got you covered. Call Alliance Insurance Group at (888) 279-9701 for more information on Denver business insurance or fill out the short form below and one of our experts will get in touch.


Posted 5:20 PM

Share |


NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive


View Mobile Version
Workers Compensation
Commercial Real Estate
Independent Contractors
Bar & Restaurant
Farm & Crop
Oil & Gas
Manufacturing
Bonding
Auto/Home/Life
Group Health & Benefits
Payroll & HR
Cyber/Tech Liability
Auto Service & Garages
Commercial General Liability
Trucking
Construction & Trades
Life Insurance
Professional Liability
FREE BUSINESS TIPS!
FACEBOOK TWITTER
READ OUR BLOG!
Stay up to date on all the latest news with Aliance Insurance Agency!
  • Carrier
  • Carrier
  • Carrier
  • Carrier
  • Carrier
  • Carrier
  • Carrier
Connect With Us:
Social Social Social Social Social
Alliance Insurance Group
710 Golden Ridge Rd., Suite 120
Golden, CO 80401

Phone: (303) 279-9700
Alliance Insurance Group Rated 4.8 / 5 based on 5 reviews. | Review Us