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Alliance Insurance Group Blog: bar and restaurant

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Most people think of slip and fall accidents or worker's compensation claims when discussing business liability, but it covers far more than that. Business liability relates to a diverse set of legal situations and requires multiple insurance policies to cover all aspects. READ MORE >>

Making sure your restaurant or bar has solid liability insurance is as important as having fresh beer on tap. When you run or own a bar or restaurant there are so many things to do every single day. From hiring more wait staff to bringing in new customers, a bar or restaurant’s liability is often one of the last things on your mind! READ MORE >>

At what amounts do you stop withholding FICA (Federal Insurance Contributions Act) tax for the employees at your restaurant?  Are your servers and bartenders meeting the correct minimum wage requirements for tipped employees?  Are you required to pay FICA tax on cash and charged tips? READ MORE >>

Liquor liability is not just a question of having adequate insurance coverage; it is also essential that managers and staff receive proper training in effective methods of preventing liquor liability.  Not only bar and tavern owners, but also restaurant operators, have a responsibility to en... READ MORE >>

In the last of our series of five blogs on bar and tavern insurance, we discuss business interruption, or business income, coverage. Business income coverage pays you money while you are unable to be open and making money. Picture this: you’ve had a small fire in the kitchen, and while the repairs are being carried out, you can’t be open for business. READ MORE >>

The fourth blog in our series on bar and tavern insurance discusses workers compensation. If you have employees, you must have workers compensation insurance. Bars have many things that can injure employees. How many wine glasses get broken while they are being polished? READ MORE >>

In the third of our series of blogs on bar and tavern insurance, we now discuss property coverage.  This is just what you’d think, coverage for all things property related.  It can cover everything from the building itself to inventory and furnishings. READ MORE >>

In our series on the major components of bar and tavern insurance, we now discuss the second, liquor liability coverage. General liability insurance always excludes coverage for liquor-related claims. Many bar owners don’t think that their bartenders would over-serve a customer, but it happens. READ MORE >>

There are five major components of bar and tavern insurance.  The first one is General Liability. Often referred to as “slip and fall” insurance, general liability coverage protects the business from suits that result from someone being injured on their property. READ MORE >>

All businesses across all industries can benefit from commercial property, liability and workers compensation insurance. But the additional coverage required to maintain a comprehensive business insurance portfolio varies from industry to industry. Why? READ MORE >>

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Alliance Insurance Group
7910 Ralston Rd., Ste 7
Arvada, CO 80002

Phone: (303) 279-9700
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