Friday, October 12, 2018Insuring your business is a necessary way to protect your livelihood from an assortment of risk factors; not to mention, many landlords will require that you purchase coverage. However, it’s best to look beyond the most basic policy and work with your agent to build a comprehensive portfolio so your business is equipped to tackle the unforeseen. READ MORE >>
Sunday, July 15, 2018 All workplaces claim to be able to prevent an accident from happening. Unfortunately, most tend to underestimate how they can happen and people eventually get hurt. This is where workers comp insurance steps in. In 2015 workers comp paid a total of $61.9 billion to employees. READ MORE >>
Wednesday, June 21, 2017 If you have been in an unfortunate accident at work that causes you injury it is important to know that you have the right to file a Worker’s Compensation claim. This is a form of insurance that provides wage replacement and medical benefits to employees injured in the course of employment. READ MORE >>
Friday, March 24, 2017Workers compensation coverage for a business owner can be a serious and painful bill to pay every month. Let’s play out a scenario as a small business owner that has started their business with a great idea or a business model they think they can grow into a significant revenue-producing opportunity. READ MORE >>
Thursday, November 13, 2014Today it seems so simple: If you are hurt at work, your employer pays for insurance to cover all your injuries and lost wages. Just like many things in our country, it didn’t use to be like that. We used to have a Common Law system. It was really geared to protect the business owners. READ MORE >>
Tuesday, November 11, 2014Business owners are always trying to contain costs for their business. They do the right thing and provide Workers Compensation insurance for their employees because accidents happen. And what does the insurance company do when the business uses the insurance that they pay for? READ MORE >>
Tuesday, July 1, 2014The fourth blog in our series on bar and tavern insurance discusses workers compensation. If you have employees, you must have workers compensation insurance. Bars have many things that can injure employees. How many wine glasses get broken while they are being polished? READ MORE >>
Thursday, December 12, 2013Every workplace contains hazards (albeit sometimes hidden hazards), even a calm, quiet corporate office. In 1970, Congress passed the Occupational Safety and Health Act (OSHA) in order to protect workers in every industry. This act requires employers to adhere to specified safety standards, thereby providing a safer workplace with fewer risks. READ MORE >>
Wednesday, June 19, 2013Factory and manufacturing work always carries a risk of heat stress and heat-related illness. Factories are inherently difficult to cool, and the machinery and processes typically generate heat. However, managing heat stress in employees is not only the right thing to do, it is good business. READ MORE >>
Wednesday, April 17, 2013It would be natural to assume that a person would only ever claim that they were injured in a small business if they truly were, but, unfortunately, people claim otherwise every day. For example, people often walk into a small business and claim that there was a wet spot on the floor that caused them to fall and get hurt. READ MORE >>
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