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Alliance Insurance Group Blog: contractors

View the latest blog posts from Alliance Insurance Group.

It is no wonder that the underwriters for the surety companies are so stringent about the bonding programs that they allow for contractors. Now here is the main reason why we have bonding; It helps to satisfy the greatest concern of a project owner, whether a contractor will fulfill his pr... READ MORE >>

By definition, a bond is a thing used to tie something or to fasten things together or an agreement with legal force, in particular. When applied to the insurance surety world, a bond binds one entity or person to another entity or person with financial consequences as well as a third party, the insurance company. READ MORE >>

The construction of a building carries a number of risks to all parties involved including developers, building owners, contractors, and construction managers. Each of these parties will want to be covered by insurance policies in order to avoid having to pay for damage or injury claims out-of-pocket. READ MORE >>

Workers compensation coverage for a business owner can be a serious and painful bill to pay every month. Let’s play out a scenario as a small business owner that has started their business with a great idea or a business model they think they can grow into a significant revenue-producing opportunity. READ MORE >>

Beads of sweat begin to form on the brow of an underwriter immediately after spotting saltwater disposal, injection wells or treatment facilities on an application. These are some of the most uncomfortable risks in the energy sector to insure today. READ MORE >>

With today’s depressed oil prices, most companies are looking to rely on consultants more heavily. Don’t get caught with open exposures with using subcontractors on a regular basis!     Before you commit to working with any subcontractor follow the following steps to protect your company. READ MORE >>

General Contractors are always asking for specific insurance language from their subcontractors’ policies. In order to get the bid and keep their employees working, the subcontractor contacts their agent just to get it done. They don’t truly understand what rights and privileges they are giving the General Contractor. READ MORE >>

Like all insurance policies, those specifically designated for roofing companies include industry-specific language and coverages.  Many policies are full of exclusions that are not always the first thing your agent will tell you about.  Price means a lot when it comes to insurance. READ MORE >>

It’s always a frustrating time of year when your General Liability policy renews. The insurance carrier seemingly always wants more money every year. Your current agent offers very little help other than an apology and a story about how everyone is experiencing rising rates. READ MORE >>

Roofing is a very dangerous job and your worker's compensation premiums often reflect the expensive nature of treating an employee injured on the job.  But there are steps you can take to limit your exposure and lower your premiums.     How to save money on roofing contractor premiums: READ MORE >>

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Alliance Insurance Group
7910 Ralston Rd., Ste 7
Arvada, CO 80002

Phone: (303) 279-9700
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