Monday, June 29, 2015In the past five years, Colorado has come under fire from a multitude of perils. There has been flooding, hail, fires, and tornadoes throughout the state of Colorado. The result of this has been increased premiums for everyone, including those who weren’t affected. READ MORE >>
Tuesday, October 28, 2014As we noted in our previous blog, lightning can cause immense damage, and according to reports from Lloyds and the Insurance Information Institute, losses due to lightning damage are increasing (up 15% from 2009 to 2010). The National Lightning Safety Institute reported in 2009 that damage and losses from lightning exceed $5 billion. READ MORE >>
Tuesday, October 21, 2014A lightning storm is one of the most awe-inspiring phenomena in nature, and also one of the most dangerous. According to data gathered by various meteorological organizations, there are 25 to 40 million cloud-to-ground lightning flashes in the U.S. alone every year, and probably 138 million strikes annually worldwide. READ MORE >>
Monday, October 13, 2014Hailstorms frequently arrive in concert with thunderstorms, and due to the increase in population and urbanization in many areas of the country, there has been a rapid increase in the number of hailstorms which cause millions of dollars (even hundreds of millions) in damages. READ MORE >>
Tuesday, September 23, 2014In more than half of the United States, damage from winds and heavy wind-driven rain is a major worry. Boulder, Colorado, for example, regularly records some of the highest wind speeds in the U.S. with winds of over 110 miles per hour (in 1971 a gust of 147 mph was clocked), while the neighboring... READ MORE >>
Tuesday, August 12, 2014If you look around your neighborhood, you might see sheds, gazebos, swimming pools and fences. Have you ever wondered if those structures are included in your home insurance policy? The answer depends on your policy. READ MORE >>
Monday, June 23, 2014Your homeowners insurance policy covers crime and most natural disasters. But flood insurance is something insurance companies don't cover by default. So why don't insurance companies cover floods? The reason why flood insurance is separate is that many people don't live in high flood areas. READ MORE >>
Wednesday, May 28, 2014If you were to suffer a loss on your homeowners insurance policy due to flood, fire, or theft, would you know exactly what you had lost? Would you be able to put a value on each item that was damaged or stolen in order to make an accurate claim? READ MORE >>
Wednesday, March 12, 2014Increasing your home’s security has the double benefit of keeping your family safe and contributing to your eligibility for a safe home discount on your homeowners insurance. It may take a bit of work and an initial investment, but the savings and peace of mind you’ll get from maintaining a safe home may very well be worth it in the long run. READ MORE >>
Friday, October 11, 2013Homeowners insurance is designed to protect your home and property from risks such as damage from severe storms, fires, theft and your personal liability. Tornadoes, hurricanes, hailstorms and house fires are typically covered, while floods and earthquakes require separate policies. READ MORE >>
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