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Home > Blog > Factors That Put You at Greater Risk of Property Damage
SUNDAY, JANUARY 23, 2022

Factors That Put You at Greater Risk of Property Damage

adjuster looking at damages

Anyone can experience property damage, but there are certain factors that can put you at higher risk. When you understand the risks you face of property damage, you can make decisions that will help protect your property and keep things safe. Below you’ll see a few important risks that can make your property a little bit more susceptible to potential damage.

Your Location

One of the biggest factors that can point to an increased risk of property damage is your location. Many locations are susceptible to particular kinds of damage, which can also complicate the available insurance in the area. So before purchasing property in a particular place, make sure you have a good understanding of the kinds of damage that you can expect and prepare for. If you have that knowledge, you can start to make adjustments that will protect your property and ensure that you have the help you need if something does become damaged.

Another part of your location that should be considered is the likelihood of damage to the building. What is the weather in the area like? Is there a lot of moisture, which can ware materials down, or cause mold? Does the area of town have issues with vandalism? These are all things that should be considered.

Weak Building Structure

If the property you own already has a weak structure, it’s already more susceptible to damage. Weak structures not only damage easier, but the damage tends to be more significant when it occurs. To avoid this kind of problem you want to make sure that you build your home with the right materials. For example, copper is one of the strongest roof materials you can use. When you build with strong materials your whole property will be less likely to take damage and will last longer.

Poor Security

Having a competent security system in place can help avoid the worst of the problems caused by other humans, whether on accident or on purpose. Some security elements - such as alarms - can prevent vandalism or theft, while others - such as cameras - will help you to document events so you can report them to your insurance company or law enforcement. Having security in place can make it easier for you to make sure that your property is in good condition no matter what happens outside. You need to invest in security so that you can have the peace of mind to know that your investment will be okay.


You need to take care of your property but you also want to choose the right location in the first place. When you have a good location and great structure, you will be far less at risk of taking damage. That means that you can utilize your property without having to constantly worry about problems that could occur.


Check out this article on how to respond to a cyber attack!


Posted 2:55 PM

Tags: business insurance, small business, claims
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