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Home > Blog > Top Risks to Insure
MONDAY, AUGUST 25, 2014

Top Risks to Insure

Broken Store WindowHave you given much thought to all the different types of insurance that are essential for every event which may occur in one’s life or business?

Here, in a nutshell, are the most important risks and situations that individuals and businesses really should have insurance coverage for:

Personal

  • Your ability to earn a living—the risk of death, permanent disability, trauma or critical illness
  • Routine health care
  • House, car, other possessions
  • Liability for injury or damage to others

Corporate (Worldwide)

  • Injuries to workers
  • Damage to premises, equipment, and property
  • Liability for injury or damage to others, and for defective products
  • Professional liability for negligence, errors, or malpractice
  • Cyber crime (data being stolen or compromised)
  • Business interruptions (natural disasters, terrorism, etc.) and supply chain losses
  • Regulatory risks (possible non-compliance with ever-changing corporate laws and rules)
  • Damage to reputation (health scares, scandals, security breaches)
  • Commodity price risks (volatile fluctuations in energy & food markets affecting costs)
  • Political risks (riots, protests, uprisings, changes of government)

Get in touch with Alliance Insurance Group today for a no-obligation analysis of your insurance needs, to ensure that you have the protection you require.  At Alliance, we’ve got you covered!

Posted 3:28 PM

Tags: personal insurance, business insurance
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