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mother watching son float in the pool

For many people, owning their own swimming pool is a dream come true. Without taking the proper precautions, however, a sunny summer dream can quickly become a nightmare. The added fun comes with some responsibility to keep your pool a safe recreational area. 

Make sure you keep these five considerations in mind before investing in a swimming pool for your backyard.

Check Neighborhood Regulations

Do not install a backyard pool before making sure there are no neighborhood covenants prohibiting its construction. Installing a prohibited swimming pool can be a costly mistake. You might end up paying a fortune in legal fees and still be required to remove your dream pool. A lot of Homeowners Associations can deny you the opportunity to build something bigger on your property. 

 

Install Fencing

There is no doubt that pools are appealing, which is one reason you will need to take extra steps to keep unwanted visitors out. You do not want neighborhood children accidentally falling in your pool or using it without permission and supervision. Installing a fence around your pool is an absolute must. Your fence should be tall enough that nobody can easily climb over it. Additionally, it should have a lockable gate that is always kept securely fastened. A proper fence around your pool is one of the best ways to avoid tragic accidents.


Plan On Regular Maintenance

Don't underestimate the cost or time commitment that regular pool maintenance requires. You will need to routinely monitor chemicals, remove debris, and clean filters. Additionally, you’ll need to complete regular cleaning with either a scoop or a pool vacuum. These tasks can be time-consuming, and the cost of pool chemicals can quickly add up. You will also need to monitor the pool and pool deck for more serious issues, such as cracking and leaking. If you are not prepared to complete this work yourself, price out the cost of pool maintenance services, so you know exactly what to expect.

 

Update Your Insurance

Once you have a pool, you will need to update your homeowners' insurance policy. You should consider increasing your liability insurance. Additionally, you can expect to pay an increased premium, especially in areas where swimming pools are uncommon. This should be considered an investment in your property because you're increasing the coverage you have for the higher risks. 


Enroll In Swimming and Safety Classes

Finally, but perhaps most importantly, you and the members of your family should enroll in swimming and safety classes. It is important to keep in mind, however, that even children who have been taught how to swim are still at risk of drowning. Children should always be supervised in and around the pool. Take safety and first aid classes so that you know how to handle any emergency.


Keep these precautions in mind, and your backyard pool will be a sanctuary, not a liability.


Have more questions about how a pool may affect your insurance? Contact us now for more information!




Posted 7:42 PM

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Alliance Insurance Group
7910 Ralston Rd., Ste 7
Arvada, CO 80002

Phone: (303) 279-9700
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