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Alliance Insurance Group Blog: business insurance

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Understanding the basic principles of how insurance works are key to understanding how and why bonds work the way they do. Standard insurance premiums are typically evaluated by looking at large exposures of differing risk levels and finding which exposure is more characteristic of your business. READ MORE >>

In contract bonding (mainly construction bonds) the most common term used for a broker or producer is an “agent” or “bonding agent.” When it comes to developing a bonding program for your company, the bonding agent that you choose is one of the most key decisions you will make. READ MORE >>

Hacking a vehicle sounds like a scene from a Hollywood movie. A driver loses control of their vehicle to a hacker. The hacker can control the steering, brakes, accelerator and the door locks among other operations. The first question one may have is whether it is possible to hack into a vehicle in real life. READ MORE >>

As a business owner, insurance can be a frustrating necessity. It can be expensive, the application process is often intrusive, and there can be an uncertainty that you may not have gotten the right coverage after you purchase it. It’s not a process you want to go through every year. READ MORE >>

By definition, a bond is a thing used to tie something or to fasten things together or an agreement with legal force, in particular. When applied to the insurance surety world, a bond binds one entity or person to another entity or person with financial consequences as well as a third party, the insurance company. READ MORE >>

Whether a business chooses to outsource or handle payroll internally, successful HR departments have a firm hold on their payroll calculations, filings, and deposits. This process is simply a matter of withholding taxes based on IRS or state jurisdiction tables and getting that money and the corresponding report in on time. READ MORE >>

Have you ever been approached by a new agent or broker that is trying to earn your business?  Have they suggested a Broker of Record letter or a BOR to move your policies? If you aren’t familiar with insurance terms, you might not know what all it entails and how it could benefit your business. READ MORE >>

Having a business establishment can be rewarding and exciting, but it also comes with its share of liabilities. While the corporate veil can provide substantial personal legal protection, your business is certainly prone to different risks. READ MORE >>

If you have been in an unfortunate accident at work that causes you injury it is important to know that you have the right to file a Worker’s Compensation claim. This is a form of insurance that provides wage replacement and medical benefits to employees injured in the course of employment. READ MORE >>

You don’t have to go far to hear about hacker attacks on high-profile companies and organizations. Any news source you look to for information whether it’s the TV, internet or print has a headline with the buzz word cyber. What does “cyber” mean? READ MORE >>

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7910 Ralston Rd., Ste 7
Arvada, CO 80002

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