Monday, December 1, 2014Liquor liability is not just a question of having adequate insurance coverage; it is also essential that managers and staff receive proper training in effective methods of preventing liquor liability. Not only bar and tavern owners, but also restaurant operators, have a responsibility to en... READ MORE >>
Thursday, November 20, 2014 In her illuminating paper entitled, Lightning: It’s All About the Bolt, the author (known as “The Lightning Diva @ Large” of Lightning Eliminators & Consultants Inc.) reveals just how costly lightning strikes can be for businesses and industries. READ MORE >>
Thursday, November 13, 2014Today it seems so simple: If you are hurt at work, your employer pays for insurance to cover all your injuries and lost wages. Just like many things in our country, it didn’t use to be like that. We used to have a Common Law system. It was really geared to protect the business owners. READ MORE >>
Tuesday, November 11, 2014Business owners are always trying to contain costs for their business. They do the right thing and provide Workers Compensation insurance for their employees because accidents happen. And what does the insurance company do when the business uses the insurance that they pay for? READ MORE >>
Thursday, November 6, 2014Depending on where you live, your small business may be subject to a variety of natural disasters. These events can come without warning and leave devastation in their wake. On the news, you often see pictures of homes that were destroyed. But after an earthquake, tornado, flood or blizzard, small businesses often have significant damage too. READ MORE >>
Tuesday, November 4, 2014It has often been assumed that, with the constant, exponential growth of the world’s population and increasing modernization and industrialization of highly populous countries such as China, demand for oil and petroleum products would continue to rise, along with their price. READ MORE >>
Tuesday, October 28, 2014As we noted in our previous blog, lightning can cause immense damage, and according to reports from Lloyds and the Insurance Information Institute, losses due to lightning damage are increasing (up 15% from 2009 to 2010). The National Lightning Safety Institute reported in 2009 that damage and losses from lightning exceed $5 billion. READ MORE >>
Tuesday, October 21, 2014A lightning storm is one of the most awe-inspiring phenomena in nature, and also one of the most dangerous. According to data gathered by various meteorological organizations, there are 25 to 40 million cloud-to-ground lightning flashes in the U.S. alone every year, and probably 138 million strikes annually worldwide. READ MORE >>
Tuesday, October 7, 2014Companies who use commercial vehicles in their business must not only have adequate insurance to cover potential accidents, but they should also have a safety program that (a) addresses driver behavior and prevents accidents in every way possible, and (b) provides documentation of training and safety measures taken in order to defend the company if an accident does occur. READ MORE >>
Wednesday, September 17, 2014When people put gasoline in their cars, few of them think about everything that was involved in bringing that product to the pump. Here are the basics of petroleum production: There are two main sectors in the oil industry, which are upstream and downstream. Downstream activities entail the commercial aspect, e. READ MORE >>
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